Mumbai, Maharashtra (UNA) :
Mutual fund investment patterns in December showed a modest slowdown in overall equity inflows, even as certain categories stood out. Flexi-cap funds, which invest across large, mid and small companies, saw notable subscriptions. At the same time, gold exchange-traded funds (ETFs) continued to draw fresh money, signalling that investors are balancing growth goals with caution.
For everyday investors and small savers, the trend highlights a blend of optimism and prudence. Flexi-cap funds appeal to those seeking broad exposure to the stock market without overconcentration in one segment. Meanwhile, gold ETFs provide an alternative for those looking to hedge against volatility, as gold often performs well during uncertain market phases.
Equity mutual funds overall experienced a minor dip in inflows compared with previous months. Analysts said this may reflect year-end portfolio adjustments, profit-booking and global market uncertainties that prompted some investors to temporarily pause fresh allocations. Still, the continued interest in diversified and defensive categories suggests sustained confidence in long-term goals.
Gold ETFs, which let investors gain exposure to bullion without holding physical metal, remained popular as a risk-management tool. This category often attracts money when markets show mixed signals, serving as a diversification strategy alongside traditional equity investing.
Financial advisers emphasised that understanding how different fund types fit individual financial plans is key. They said that flexibility in approach combining growth-oriented equity funds with diversification options like gold ETFs can help investors align with long-term savings targets while managing short-term market swings.